General Concepts

  High Yield Investment Programs are the best and most secure high-return investment vehicle, of particular interest to high-net worth individuals, corporate treasurers, institutional investors, pension funds, etc.

  High Yield Investment Programs need an expertise and an extensive network of world class financial specialists (IBG Group) in order to bring and guarantee all investors, direct access to the best and most trusted bank sources.

  Secured High-Yield Investment Programs are available to private and corporate investors, on an invitational basis, with large Cash amounts or Bank Discount Instruments (BDI), as 

BG - Bank Guarantee.-

CD - Certificate of Deposit

GCD - Gold Certificates of Deposit

SLC - Standby Letter of Credit

SKR - Safekeeping Receipt over assets (Paints, Bonds, Properties, Gems).  

International Bank Law - Principal points-

Quality of Funds

The funds need to be of clean, non-criminal origin and under full control of the investor, not subject to liens or other restrictions.-

Security

The capital is fully secured because funds remain under the investor’s full signatory control during the entire transaction.

FED´s and BIS´s

The United States (US) dollar is the basis of the world's liquidity system and many other currencies base their exchange rate on it. 

In practice, the United States acts as the world's central banker managing all US dollars in circulation, in the US and as well as abroad, through Federal Reserve System (FED), founded in 1913 by an act of the United States Congress.  

Responsibilities of the Federal Reserve System (FED)  

Conducting the United States' monetary policy,

Supervising and regulating banking institutions and protecting the credit rights of consumers.-

Maintaining the stability of the financial system.

Providing certain financial services to the United States Government, the public, financial institutions and foreign official institutions.

The Federal Reserve's domestic tools to achieve these targets, including the FED’s central responsibility of managing the money supply and credit; the interest rate policy; the open market operations; the reserve ratio policy; and the moral persuasion.

These tools are not always as effective as the Federal Reserve would like them to be. Part of the reason for the less than perfect effectiveness is due to the substantial stock of US dollars in foreign jurisdictions.

Several of the Federal Reserve's domestic tools cannot be used in other countries. One example is that the Federal Reserve cannot change foreign reserve ratios. Furthermore, a significant amount of credit creation occurs in US dollars in foreign countries, particularly in the Eurodollar market.

As the world's central banker, the United States has the key responsibility to maintain stability in the world's monetary system.

The offshore market has grown substantially in the last two decades for a number of reasons. First, huge quantities of US dollars associated with the drug trade slosh around the international monetary system, and second, wealthy individuals concerned about high taxes and preserving their wealth opt to keep their assets in offshore tax havens.

This significant stock of US dollars cannot be effectively controlled by the United States with its normal domestic policy tools.

This means that even speculators with limited means can take the other side in a Federal Reserve move to stabilize the currency.

Since the currency does not have to be delivered as the contracts are rolled near their expiration date, it is possible to create a substantial pressure on the US dollar in either direction by trying to corner the world’s silver market.  

BIS and the institutional Structure of the System

A number of problems must be overcome to make the structure work so is inevitably, the offshore US dollars find their way into the international banking system by way of offshore deposits.

However, the rules of the Bank for International Settlements (BIS), the Central Banker's Bank in Basle, Switzerland, prohibit banks from buying the newly issued debt instruments from each other directly.

This prohibition exists for an obvious reason: If banks were allowed to fund each other, the probability of system-wide bank failure would be increased.

This system of funding is not intended to support weak banks; in fact, the opposite objective is the goal. Therefore, a methodology has been constructed that allows banks to buy each other's newly issued paper.

BIS rules do not prohibit banks from owning other bank’s financial obligations as long as they are not purchased from another bank directly, but instead are purchased in the Secondary Market of Capitals.

The system supports a group of persons called Commitment Holders that move substantial available bank cash reserves through Secondary Market of Capitals.

These Commitment Holders works with Bank Traders and PQT (Pre- qualification Teams as IBG Group)

Commitment Holders

The Commitment holders are few in number. Nine (9) have been reported worldwide being their tasks to  enable, design and develop, within TOP 25 World Bank Managers, different kinds of High Yield Investment Programs (HYIP), each year.

They are essential to the smooth functioning of the process of bringing the stability and security to the market because Commitment Holders often forge relationships with other sources of funds from Bank Traders and PQ Teams (IBG Group), that working together, bring to Banks/ Commitments 

Holders large amounts of dollars as Investment Funds from Investors around the World.-  

Bank Traders - PQ Teams

Bank Traders and Pre-Qualification Team (IBG Group) work together, and they are the only ones that can fix and determine which paperwork (from Investors), will be allowed because they know which banks wish to trade any Proof of Funds (POF-Cash) or BDI, arranging the trades, verifying and confirming the securities, and clear the trades.

The investor must understand that this is a business where “Always Documents Move First”. 

(This means that  the Investor must take the first step sending and showing to the PQ Team (IBG Group) all required Banks documents available for investment , being this an Non Negotiable Matter.  

Pre-Qualification Team (IBG Group) Investors - Intermediaries  

This is a principal to principal (bank to bank) business only. (This mean that IBG Group (acting as PQ Team and Principal) only negotiates with owners, proprietors or principals, but protecting Intermediaries, Attorneys, Representatives or Broker(if applicable), whom from September 2001, are not allowed to intervene directly in any way.-

The PQ Team (IBG Group) will reject to anyone without funds and/or curious.

Why the Yields are High

As the investment does not appear intrinsically risky, how are the extraordinary returns of High-Yield programs obtained?

There are several factors contributing to this phenomenon.

The international market for United States funds is extremely competitive. 

For example: there are several countries whose desire for US dollars is so high that they will pay annual yields of 20% to 25%, make monthly interest payments in US dollars and issue debentures whose terms do not exceed one year.

These are countries whose risk profile is high even though there is no record of default on their obligations. 

These borrowers set the benchmark at the high end of the yield spectrum. At the other end of the spectrum are very low risk sovereign issuers, which are able to attract funds at rates competitive with US treasuries.

How to enter into High-Yield Programs (HYIP)

High-Yield programs are difficult areas for investors.  

Extreme care should be taken. 

The reason being that due to the significant amount of money to be made, the market attracts “many bad players” unqualified in this field.(Read below)

Banks  

As a rule, banks routinely deny the existence of these programs. Even the ones operating them, do not publicly want to discuss private investment opportunities, because International Bank Law expressly prohibits direct contact between the Investment Bank and the Client (at first stages).-  

PQ Teams (IBG Group)

The only way for to enter the system is to be able to certify substantial assets to a PQ Team (as IBG Group) .

Bank rules are very clear, so if an investor cannot certify us in the form of cash or liquid collateral, the chances of getting attention from anyone is very remote.

The two key elements for successful investing in the High-Yield Markets are: knowing and developing a strong working relationship with the insiders (IBG´s responsibility) and the availability of “clean” funds under full investor’s control, without any attached liens (Investor's responsibility).

Rules about offered BDI´s: Each Pre-qualification Team (IBG Group) will reject all kind of leased or bought BDI´s or when exist any suspect about if received documents are falsed or fax from faxes.- 

Unqualified Intermediaries - Pretenders - Swindlers

There are many intermediaries who know certain details of High-Yield Program trading; however, very few know the entire mechanism of the marketplace. Even worse, they do not have the important direct contacts with program managers, trusts and/or traders.

Because of the fact that there is significant money to be made, the High-Yield markets attract many bad players.

A broker is often a person who knows somebody who knows someone else who may be able to deliver High-Yield programs known as chain of brokers or daisy chain.-

There are far more "want-to-be" s, "hope-to-be" and "wish-they-were" than qualified intermediaries in this business.

Warnings Signs for the Prudent Investor

Here are Some of the signs that may indicate a pretender, swindler or any scam:

The broker asks for up front fees.

The funds need to be transferred to an offshore location.

Your funds are not protected at all times.

Your funds are not handled on a bank-to-bank basis.

The Documents presented are copies of other faxes.

Your questions are not answered to your satisfaction.

Answers to your questions take a long time and are incomplete.

All these points clearly indicate that the person with whom you are dealing, does not have a plan for protecting your profits or keeping them out of undesirable third party hands. 

Any investor guided by IBG Group, will be assured rapid and professional assistance, with a wide range of options tailored to benefit the investor, as most importantly, secure transactions for their investments.